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Best Home and Auto Insurance for Veterans

Here is our top pick for veterans, military members and their families

Veterans and military members pay an average of $2,316 per year for home insurance

We offers the highest military
discount of 15%


Permission to Occupy Builders Risk

Top 5 Home Insurance Companies for Veterans and Military Members



Auto Insurance

Top 5 Auto Insurance Companies for Veterans and Military Members



Life Insurance For Seniors

Top 7 Health Insurance Companies for Veterans and Military Members


Veterans, active-duty military members and their families may have unique insurance needs due to their budget or the possibility of deployment. Veterans may benefit from choosing a homeowners and auto insurance company that offers service-specific discounts, often ranging from 10% to 15%, to help lower their overall costs. Ultimately, according to our review standards and extensive research, the best home insurance companies for veterans and military members.

We at the Insurance and Quotes Guides team have read hundreds of customer reviews, compared home insurance quotes and extensively evaluated policies from multiple providers. Read on to learn about our top recommendations for homeowners insurance for veterans, military members and their families.

How We Gather Cost Information?

We at the Insuranceandquotes Guides Team gathered
home insurance quotes for the providers in this article using data from Quadrant Information Services. Quadrant is a leading source of property and casualty insurance solutions and data.

Our sample homeowner is a 40-year-old single male with good credit and no prior claims history. Our sample policies featured a $1,000 deductible and the following coverage and limits:

  1. Dwelling: $350,000
  2. Other Structures: $25,000
  3. Personal Property: $150,000
  4. Loss of Use: $50,000
  5. Liability: $300,000
  6. Medical Payments: $1,000

For each provider, we gathered a quote for 50% of the ZIP codes in every state it is licensed in. We used the most populous ZIP codes for our study. We took the average of these individual home insurance quotes to calculate a national average premium per provider. Our sample rates are for informational purposes only. Actual premiums will vary.

Companies with the best customer service exhibit 24/7 availability, useful digital tools and a quick claims-filing process. Providers that offer extensive discount options, endorsements, customizable coverage options and unique features score significantly higher than those that don’t, putting them toward the top of our recommendations to readers.

Graham Ray
Senior Writer

Graham Ray is a senior writer whose knowledge of the insurance industry is bolstered by nearly four years of experience as a licensed
lifeauto and health insurance agent. He has more than two decades of experience as a writer and editor in journalism, digital marketing and advertising. Graham has written everything from newspaper feature stories and corporate brand style guides to public relations campaigns.

Tori Addison

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and
health care legislation.

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